Could keeping your car well maintained decrease your car insurance quote? We certainly think so because if you keep your car properly maintained, you are limiting the chance that it will ever break down or come off the road. But that’s not all because if your car is properly managed, you are not going to have to make an insurance claim for damage. On average, this is certainly going to reduce the amount you pay on insurance in the coming years. So, ‘let’s have a look at a few ways you can make sure you never have to pay a high cost on insurance.
Don’t Mess With Your Car
We all like playing around with our car, trying to make it go faster. Younger drivers may tweak the suspension to make even the boxiest cars seem sleeker. But, if you want your insurance cost to stay low we recommend you do not try these kind of improvements. Even if you are quite handy under the hood, things can go wrong and it can leave your car less safe on the road. This will increase your likelihood of being in an accident. If you are in an accident, it is going to push your insurance rates up and it’s a nasty self-serving cycle. You’re best to avoid it completely.
Try To Make Repairs Yourself
Remember, if you need to make a repair to your car and you complete it yourself, it won’t affect your insurance. But, if you take it into a garage to be fixed, it very well might. Some repairs are easy to completely yourself. For instance, you should know how to change CAR tyres without calling an expert. It’s a simple case of propping up the car, unscrewing the tire and replacing it with a spare. If you can’t do that, there are some excellent helpful guides online.
But, let’s look at another repair you can do yourself. You might have recently found that you have a hole in your windscreen. We are talking about a small hole that is almost invisible to the human eye, not a big crack. If you have a crack you should, of course, take your car in. But a small hole is often harmless. However, if you are worried it could grow you can fix it using a DIY windscreen repair kit. You can often pick these up from any good home depot store.
There are lots of simple things that you can do to make sure your car is safe on the road. If you do this, you’ll decrease the risk of an accident or a breakdown. That means you won’t be looking at a rise in your insurance in the next few years. You should be topping up or at least checking your engine oil every fortnight. You’ll find it usually under a black screw. If it’s lower than six inches, you’ll want to fill it up. Also keep an eye on the water level. Make sure there is a good amount inside the transparent cup. Finally, it’s a good idea to test your tyres before you drive. A simple check is to give them a kick. If you don’t feel any give, they’re fine.
We hope you have found these tips useful. Remember, keeping your car well maintained is an easy way to save some money.