Top Tips for Buying and Insuring a City Car

2 Mins read

The city is a different environment to the open road. Therefore, it requires a different type of car. The city car has developed into an essential part of the car market nowadays as people want a car that suits their precise needs. Anyone who’s tried to drive a sedan around a busy, packed city centre knows it’s not a lot of fun.

City streets are becoming more and more congested each year and parking spaces can be difficult to come by. With this is mind, manufacturers are focusing on nimble, small and fuel efficient cars. But what do you need to know before buying and insuring one?


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What Are the Main Advantages of a City Car?

When congestion is piling up on the roads, the gaps are small, and if you’re going to have the best chance of getting to where you need to go, you’ll need a small car. That’s why the city car is so important. They can maneuver tight corners well and squeeze into tight spaces.

The manufacturers of the best city cars don’t focus on speed and acceleration so much. Instead, they make agile cars that can change direction quickly and help drivers make the best of difficult city driving situations.

Fuel Economy

In the city, you can often be stuck in traffic, moving slowly as you try your best to survive the rush hour. That’s why the last thing you want is to be sitting in a car with poor fuel economy. You want to be doing a lot of miles to the gallon. Small city cars are great for this because they’re tailored to the challenges of the city.

At the moment, the most fuel efficient city cars on the road are considered to be the Citroen C3, Citroen DS3 and the Mini Cooper D hatchback. Check out these cars from retailers like if you’re considering a city car. If you use a car with bad fuel economy to navigate the city, you’ll be throwing a lot of money away, not to mention all that CO2 you’ll be needlessly emitting.

Tax and Insurance

The size of your car does have a big impact on how much tax and insurance you pay. Your insurance premiums will be much lower with most city cars because the engine is smaller, and that’s something insurers will take into consideration. If you mainly use your car for getting around the city in the mornings and evenings, you should make your insurer aware of this. You might be able to cap your mileage and cut your insurance costs down even further.

Tax rates are also affected by engine size and your CO2 emission levels. So, when you buy a city car, make sure you get the most fuel efficient if you want to be paying low tax. You could consider an electric car with zero emissions if you really want to save money.

So, if you find yourself frustrated by your city driving experience, it might be time to invest in a top city car.


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